Do you also want to open a bank account, if yes, then this post of ours “how to open a bank account” is going to be very useful for you. Because in today’s article every important information related to how to open a bank account will be provided to all of you. Therefore, all of you are requested to read our today’s post till the end to get every important information related to opening bank accounts.
Actually, there are many benefits of opening an account in the bank, about which you are going to know further. At present, to avail financial facilities, it is necessary to have an account with the bank. Those people who do not have an account in the bank, they are deprived of the benefits of all kinds of facilities.
This is the reason why most people are looking for answers to the question related to how to open a bank account on Google.
What is bank account – What is Bank Account
Bank account is an important platform for availing transactions involving financial instruments. Apart from taking advantage of all the schemes through the bank account, there is also an opportunity to avail many other benefits. If you have a bank account, you can also safely deposit your savings in your savings account.
How to open bank account
Along with this, the good thing is that you can also deposit your savings amount through Digital and ATM Card if required.
Actually, in the present time, it is very important for all the people to have an account in the bank to take advantage of all kinds of resources. By having an account in the bank, you can take advantage of many facilities, as well as you can apply for loans etc. as a help from the bank.
The good thing is that by having an account with the bank, you can easily take as much and as much loan as you want.
What are the documents required to open a bank account?
Do you also want to open an account in the bank, if yes then you will need some important documents for that. So let us now know in detail about which documents you have to arrange. Which are as follows…
Application Form
Aadhar card
driving license
passport size photo 3
Voter ID Card
Electricity Bill, Ration Card, Telephone Bill
pan card
certificate of incorporation
partnership deed
Types of Bank Account – Types of Bank Account
If you are also thinking of opening your account in the bank, then it is important for you to know that there are different types of accounts in the bank. So let us now know in detail about the different types of accounts in the bank. which is like
Saving Account (Saving Account)
If now try to understand in simple words about savings account, then it is a type of account in which we can deposit our saved amount. If we deposit our saved amount in a savings account, then we also get interest on it.
This amount will be completely safe in your account. Along with this, you can withdraw your money from the account as and when required without any hassle.
Therefore, if you also want to save your money, then you can open your savings account today itself by going to your nearest bank branch. You can also think of opening a savings account Joint Account or Personal Account.
Actually, a personal account is opened in the name of a single person. Same if both husband and wife are thinking of opening an account, then the option of Joint Account is available for them.
Current Account
If you want to open an account to finance your business, then Current Account is a better option for you. Actually, transactions worth thousands of lakhs of rupees have to be done everyday in business.
In such a situation, by opening a current account, you can easily do transactions worth thousands of lakhs of rupees every day. With the same savings account, you will not be given the facility of such a financial transaction.
The biggest advantage of a current account is that in this you are given the opportunity to do transactions up to thousands of lakhs of rupees in a day. However, like a savings account, you will not be provided with any kind of interest in it. You can use this current account for business.
In this you are also provided with the facility of overdraft.
Fixed Account (Fixed Deposit Account)
You all must also know the fixed deposit account mostly by the name of FD. Fixed Account is a type of account on which the interest of 4% to 11% is provided to the account holder on depositing money on a fixed time limit.
Actually, the facility to invest in Fixed Account is from 7 days to maximum 10 years.
Recurring Deposit Account
If you are thinking of opening an account in which good facilities are provided for investment, then Recurring Deposit Account can prove to be a better option for you. In this account you need to deposit money from time to time up to a fixed limit.
After which you are given a good interest on it.
Other account
Apart from all the bank accounts given above, you can also open many other accounts. So let’s know about all the options. Which is like…
Smart Deposit Account
Salary Account
Power Saving Account
Term Deposit Account
Credit Account
How to open a bank account – Open a Bank Account
Do you also want to open an account in the bank, if yes, then the process of applying online can prove to be a better option for you. Because sitting at home through online application, you can apply for opening an account without any problem. Its process is something like this…
If you also want to open your account in the bank, then for that you will first need to go to the official website of www.onlinesbi.com.
After which you will get the option of Apply For SB / Current Account on its home page. On which you have to click.
Then you will be provided with two options to apply here. First current account and second savings account.
Individuals who want to click on Savings Account will need to click on NRE/NRO.
After which you will get the option of I Agree on which you have to tick. Then click on continue.
Then after this you will see the option of Procedure To Fill Online Application, on which you have to click.
Now you will get the option of Apply Now, on which you will need to click.
After which you will get the option of Start Now, on which you have to click.
Now you will get the Application Form on the next page. There will be a need to enter all the answers sought in it.
Now after entering all the details, you will see the option of Proceed, on which you will need to click.
Now you will need to upload all the important documents asked for.
In this way, you can open an account in the bank very easily.
Which was the first bank of India?
The first bank of India was “Bank of Hindustan”. Which has been established in the year 1770.
Can I apply online to open a bank account from home?
Yes, sitting at home, you can easily apply for opening a bank account through online.
Why is a savings account opened?
If you also want to get interest on the amount of your savings, then you can open a savings account for that.
What are the benefits of opening bank account from home?
One of the biggest advantages of opening bank accounts sitting at home is that you will not need to visit the branch. They can easily complete the online application process sitting at home in no time.